New Horizons Benefits Group
was founded by Robert Cuellar (that’s me in the picture, hello) I have been licensed and providing affordable health insurance plans since 2010.
New Horizons Benefits Group is your authority for health insurance whether for individuals, families or small businesses. Our group will help you make informed decisions to protect yourself, your family or your employees.
New Horizons associates itself with out-of-the-box forwarding thinking companies that specialize in
Health Insurance benefits for individuals, families and groups.
Medical – Medical Plans without deductibles, one of the largest Nationwide PPO networks of medical service providers, GAP Plans to help eliminate your high deductible and Dental Plans
Critical Illness such as Cancer, Heart Attack, Stroke and other illnesses
Accident Policy – Because over 60% of emergency room visits are due to accidents
Disability Income Protection – Because if you can’t work then you don’t get paid and the last thing you want to do is dip into your retirement or savings account to pay your bills.
Life Insurance with Living Benefits to protect you and your family from
Critical Illness
Chronic Illness
Terminal Illness
Or in event of your untimely passing
Final Expense Policy
To pay your funeral costs and not leave that burden and expense to your family
How are we able to save you 40-60% on health insurance?
In the medical industry pricing has ALWAYS been an issue.
Through our PHCS | MULTIPLAN PPO Network, we are able to control these prices through a revolutionary process of re-pricing a medical bill. We use fee schedules (pricing) similar to Medicare (Health Plan for those over 65 from the Government), that allow us to pass on the savings to the consumer, making this a more affordable health care plan.