reasons why our plans costs 40-60% less than other carriers
Plans are medically underwritten so you don’t have to pay to subsidize all the unhealthy people with a guaranteed issue plan.
Underwriting is Age & Health based
Underwriting is also based on the number of people on the plan. A family of 3 is going to pay less than a family of 6.
Plan does NOT cover pre-existing conditions for the first 12 months. After 12 months any pre-existing conditions WILL BE covered going forward
Here are some TRS-Active Care Plan comparisons
DISCLAIMER: For these comparisons the employee TRS Active Care Plan premiums reflect the $225 state and district contributions. There are some district that contribute more and we do not have the information by district.
